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Life Insurance will pay out an amount of money if you die before your policy ends.

You can decide how much you would like to insure yourself for and how long you would like the policy to run.

You can also decide whether you would like cover just for you (known as single life) or two people (known as joint life). If you take out a joint life policy, the policy will pay out when the first person dies and the policy will then stop.

Most policies will also provide terminal illness cover, which means the policy will pay out if you are diagnosed with a terminal illness, with typically no more than 12 months to live.

In partnership with Direct Life

*£5 monthly premium is based on a non-smoker born on 01/01/1984 for £70,000 Level Term Life Insurance for 20 year term. Premium correct at 30/09/2014.